Consulting · Kampala, Uganda

Information you can rely on.

We are a consulting firm working for lenders, investors, development partners and governments. Our six services run from due diligence before an investment to monitoring, evaluation and impact assessment after it, with information systems and market analysis alongside.

Insight. Integrity. Impact. Plot 32, Bukasa Road, Muyenga Scroll
Colleagues in a meeting around a table
Who we are

Independent advice, grounded in evidence

We give lenders, investors, development partners and governments information they can act on: figures checked against source documents, findings reported plainly, and recommendations the client's own staff can put to use.

IntrepidX Philosophy Limited is legally incorporated in Uganda under the Companies Act 2012. The team includes an associate professor, an evaluation specialist with a PhD, five qualified accountants, an investment manager who has passed CFA Levels I and II, a SACCO and microfinance practitioner with more than twenty years in the sector, a survey statistician, a software developer and two associate consultants.

More about us

What we do

Six services, each with its own lead

Each service stands on its own. Clients can use one or several, and every assignment has a named Team Leader who deals with the client and signs off the work.

We also provide

  • Training for boards, managers and staff
  • Tax and regulatory advice
  • Reviews of financial management and internal controls

Who our services are for

  • Lenders, development finance institutions and impact investors
  • Development partners and the programmes they fund
  • Ministries and local governments
  • SACCOs, microfinance institutions and other Tier IV institutions
  • Cooperatives, SMEs and NGOs
Why work with us

What the team brings

  1. A lead for each service

    Each of our six services has a named lead, drawn from Sebyala Samuel, Dickson Turyahabwe, Prof. Atukunda Gershom, Dr. Yusuf Kiwala and Kazooba Simon.

  2. Experience on both sides of a loan

    An investment manager who has made and monitored loans for impact investors, and a practitioner who has run a SACCO and trained the staff who lend to small borrowers.

  3. Qualified accountants

    Five of the team are qualified accountants (CPA or ACCA) and one is also a certified tax adviser. Our credit lead has passed CFA Levels I and II.

  4. Evaluation and research depth

    An associate professor, an evaluation specialist with a PhD and a survey statistician, with work for USAID, FCDO, the Mastercard Foundation, UNCDF, Sida, GIZ and aBi programmes.

  5. Our own software developer

    We can design an information system and also build, connect and support the software, so recommendations turn into tools people use.

  6. Local knowledge

    We know Uganda's lenders, SACCOs, cooperatives and public bodies well, and our team has worked in Kenya, Rwanda, Tanzania, South Sudan and further afield.

We check figures against source documents before we use them, and we say so when a figure could not be checked.


Accuracy · the first of our five values
Current work

Ongoing assignments as of September 2026

Four of our current assignments. The full track record is on the Our work page.

Ongoing

Kampani, Belgium

Consultant

More than 20 due diligence assignments: financial, governance, legal, technical and commercial due diligence, with valuation and investment appraisal.

Due diligence, appraisal and valuation
Ongoing

Global Social Impact Fund (GSIF), Spain

Consultant

Loan monitoring for more than 15 companies in GSIF's East African portfolio: reconciling lender facilities to the balance sheet, testing liquidity and tracking capital drawdowns.

Post-investment support
From September 2026

aBi Finance Limited

Lead consultant

A 12-month assignment helping 15 of aBi Finance's partner Tier IV financial institutions bring loan arrears under control: diagnostics and baselines, tools, training, coaching and action plans.

Post-investment support, with M&E
From August 2026

aBi Finance Limited

Consultant

Consultancy services for institutional appraisal and monitoring of financial institutions.

Due diligence and post-investment support
Our track record lists more than 50 assignments by the firm and our consultants, for clients including the Mastercard Foundation, FCDO, USAID, UNCDF, UNDP, UNFPA, Sida, Enabel, IOM, Oikocredit, aBi and World Bank-funded projects.

See the full track record

Our people

Who leads the work

The Managing Director, the Company Secretary and the leads of our six services. Twelve people in all, with full CVs available on request.

Prof. Atukunda Gershom

Managing Director and Team Leader, Monitoring and Evaluation

Dr. Yusuf Kiwala

Principal Consultant, Impact Assessment

Sebyala Samuel, ACCA

Principal Consultant, Due Diligence and Credit Risk

Dickson Turyahabwe, CPA

Principal Consultant, SMEs and Financial Inclusion

Dean Niwarinda

Senior Investment Analyst, Company Secretary and Lead, Investment Analysis

Kazooba Simon

Head of Management Information Systems

Meet the whole team

How we work

Seven steps, adjusted to the terms of reference

  1. Agree the scope

    What decision the work supports, the questions to answer, the data we need and who we should speak to.

  2. Collect documents and data

    We request records early and design survey or interview tools where they are needed.

  3. Check the figures

    We trace figures to source documents and cross-check them where a second source exists.

  4. Analyse

    We look for the causes behind the numbers, build models, and test how sensitive the results are to our assumptions.

  5. Discuss the findings

    We take draft findings back to management and stakeholders before we finalise them.

  6. Report and hand over

    The final report and any tools are handed over to the client's staff, with training where needed.

  7. Follow up

    Where the assignment allows, we check whether recommendations were adopted and measure results against the baseline.

How we control quality

Contact

Discuss an assignment

To discuss an assignment or request company documents for a tender, contact the Company Secretary, Dean Niwarinda, at [email protected].